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Treasury infrastructure · v4.2

Numa connects every account, currency and payment rail into one programmable balance sheet — updated every millisecond, not every morning.

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Settled through Numa today€2,418,903,112

Median latency
38 ms
Currencies
42
Markets
64
Uptime, 12 mo.
99.995%
  • EUR/USD1.0864▲ 0.00%
  • GBP/USD1.2741▲ 0.00%
  • USD/JPY151.42▲ 0.00%
  • EUR/GBP0.8527▲ 0.00%
  • USD/CHF0.9012▲ 0.00%
  • AUD/USD0.6588▲ 0.00%
  • USD/SGD1.3446▲ 0.00%
  • EUR/SEK11.482▲ 0.00%
  • USD/BRL5.072▲ 0.00%
  • USD/AED3.6725▲ 0.00%

(01)Why real time

Finance teams still run on batch files, spreadsheets and end-of-day balances. We built a treasury that updates every millisecond — so cash is never idle, never stranded, and never unaccounted for.

(02) Product

Every currency.

  1. 01

    Consolidate

    Every bank account, wallet and entity in one live view. Balances stream in as they change — no exports, no reconciliation lag.

  2. 02

    Convert

    Move between 42 currencies at interbank rates, routed across liquidity providers for the best price, settled in seconds.

  3. 03

    Automate

    Write rules once. Sweep surplus cash, hedge exposure and pay suppliers on triggers you define — audited automatically.

(03) Global rails

64 markets.

Local rails where they exist, correspondent networks where they don’t — chosen per payment by cost and speed.

  • London
  • New York
  • Frankfurt
  • Singapore
  • Tokyo
  • São Paulo
  • Lagos
  • Dubai

(04) Platform

Four engines,
one ledger.

01

Instant FX

EUR → USD · mid1.0864
LP-ALP-BLP-CLP-DLP-E

Interbank rates across 42 currencies, routed to the best of 11 liquidity providers per trade.

0.04%Typical spread

02

Programmable rules

If-this-then-that for money. Sweeps, hedges and payouts triggered by balances, dates or events.

1.2MRules run daily

03

Yield on idle cash

Surplus balances move into money-market funds overnight and come back before you need them.

4.6%Indicative APY

04

Live reconciliation

Every transaction matched to its invoice, entity and ledger line the moment it settles.

99.7%Auto-matched

(05) Security

a vault.

Segregated client funds, hardware-backed keys and four-eyes approval on every movement above your threshold.

Encryption
AES-256 at rest · TLS 1.3 in transit
Keys
FIPS 140-2 Level 3 HSMs
Approvals
Multi-party, policy-based
Audit
Immutable, exportable event log

(06) Developers

for money.

Everything in the dashboard is an endpoint. Idempotent, versioned and typed — with webhooks for every state change.

  • POST /v4/transfers
  • POST /v4/fx/quotes
  • GET /v4/balances
  • POST /v4/rules
  • GET /v4/events
import { Numa } from '@numa/sdk';

const numa = new Numa(process.env.NUMA_KEY);

const transfer = await numa.transfers.create({
  from: 'acc_eur_ops',
  to: 'ben_aster_gmbh',
  amount: { value: '84210.00', currency: 'EUR' },
  rail: 'auto',
  idempotencyKey: 'inv-4471',
});

200 OK · 212 ms

{
  "id": "tr_7Hq2xN4pLk",
  "status": "settled",
  "rail": "sepa_instant",
  "amount": { "value": "84210.00", "currency": "EUR" },
  "fee": { "value": "0.20", "currency": "EUR" },
  "settled_in_ms": 2140
}

(07) By the numbers

38 ms

Median API latency

42

Currencies held natively

2.1s

Median settlement, instant rails

1,800+

Finance teams on Numa

99.995%

Platform uptime, trailing 12 months

“We closed the month in two days instead of nine. The CFO dashboard is now the only tab I keep open.”
Lena Varga — VP Finance, Aster Logistics (fictional)

Make everyeuro move.

Numa is onboarding finance teams in Europe, the UK and Singapore.